An Unbiased View of 債務重組收費 - 【debts.ctr.hk】
An Unbiased View of 債務重組收費 - 【debts.ctr.hk】
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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。
申請者不但不需要付額外債務重組收費，而且本公司盡所能，為您組織完善計劃書，節省最多，慳得最多。讓您可以好好擺脫債務，重新做人。
日常生活：破產可能對個人生活產生更大的影響，包括居住地、交通工具等方面的變化，而債務重組的影響通常較小。
Any property that you want to help keep, like a vehicle, need to be excluded in the IVA. If you don't need to include an asset as well as the insolvency practitioner would not Consider your creditors will conform to exclude it, your insolvency practitioner will not likely ship the proposal towards your creditors.
The data on this Internet site is for reference only and will be up to date every now and then. For particulars, be sure to Make contact with
We assist countless numbers of consumers each month in direction of a greater highway in advance. For those who’re seeking car or truck finance using an IVA, we might help.
本公司的分析專員經驗豐富，曾處理過為數不少重組債務成功個案，對重組債務程序亦非常熟悉。
債務重組是《破產條例》下的法律程序，又稱為「個人自願安排」，是破產以外的另一選擇。當欠債人無法按雙方擬定協議還款時，欠債人可向法院申請臨時命令，期間任何人不得向債務人提出破產呈請，但需進行債務重組，與各債權人協商新的還款安排。一旦雙方達成共識，新協議將對所有債權人具約束力。
由於牽涉到大量行政工作，申請亦需時，申請人如果能夠選擇一間負責任、有專業經驗的代理代為處理申請非常重要。至於申請計劃人仕的僱主是否會被通知，針對大部份職業而言，其僱主是不會知曉的，但對於某些行業，如銀行從業員便需通知金管局、上司，警務人員亦需主動向上級申報等。
Even though an IVA could last for 5 to 6 many years, a DRO typically ends soon after twelve months. Personal debt Aid Orders are for those with small incomes who cannot afford to repay their iva debts, whilst IVAs are for people who could make repayments to very clear their debts.
在多年的經驗中，我們理解到，債務人在背負沉重債務而走投無路的情況下，走上重整債務的道路。很多時候，沉重的債務已經令債務人喘不過氣來，再進行債務重組的時候，債務人也會擔心債務重組費用，其所費不斐的手續費與聆訊費，對已經有負債的人來說，可謂雪上加霜。如果債務人直接找會計師樓幫忙，需要一次過繳交所有債務重組的收費，這樣的債務重組價錢，未必個個都負擔得起，到時候真的「做又死唔做又死」。有見及此，本公司以節省利息的百分比來收費，而且債務人在申請時不需要立即繳交債務重組費用。本公司提供分期付款，方便債務人，與債務人共渡時艱。
Try to remember, this could vary dependant upon your circumstances and what is considered A 債務舒緩成功率 vital Expense. It’s also truly worth noting that When your money improvements or you 債務舒緩債務重組分別 receive a windfall all through your IVA, your insolvency practitioner will overview this and could choose more of The cash to pay for your creditors.
Supply the required details: You’ll share your existing situations along with your insolvency practitioner. This includes evidence of your respective profits and charges, for instance payslips, Positive aspects letters, or bank statements. This helps them have an understanding of your condition and draft an IVA proposal.
銀行或財務公司專為 客戶集中清還債務 而推出的貸款產品。借貸機構會批出較原有債務低息的新借貸計劃，助欠債人集中清還債務。